Sales Team

Elsa Carter


Elsa Carter, Senior Executive Account Manager

Elsa brings over 20 years’ experience in the financial service industry. As a financial professional, working with Canada’s largest mortgage insurance provider, Elsa held leadership roles in National Strategic Client Management, Underwriting Operations, Community Development, International Relations, Marketing and Communications as well as Default Management.

As a dynamic leader with excellent interpersonal skills, Elsa will continue to build and maintain strong alliances with key clients to drive strategic objectives for all The Nationwide Group (TNG) business lines in current and future markets.


Deb Seeler


Deb Seeler, Senior Executive Account Manager

Deb Seeler joined NAS as an Account Manager in 2004 after a twenty year career with a major Canadian Financial Institution. Her background includes various management roles in retail banking, with an emphasis on mortgage lending and credit. Deb’s extensive careers in both banking and appraisal management gives her a unique insight into the industry and the ability to provide her clients with service and solutions specifically tailored to their needs. As a NAS Account Executive over the last 10 years, Deb has managed the Head Office relationships with both TD Canada Trust and Scotiabank and was instrumental in the launch of Scotia International.


Patrick Ardies


Patrick Ardies, Regional Vice President, Western Canada

Patrick brings to NAS more than 20 years of experience in the financial services industry and a breadth of market knowledge and expertise to the Nationwide team. Patrick is a passionate and customer centric professional dedicated to excellence in client solutions. His experience includes Business Development, and Retail Lending with Leading financial institutions, as well as Sales and Operations Management with a focus on Appraisal and Risk Management at Solidifi. Patrick is leading Regional Sales efforts for Western Canada.
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Rudy Naraine


Rudy Naraine, Senior Executive National Manager, Broker Services

Rudy Naraine has over 15 years experience leading and growing business units through strategic account and relationship development. He is a highly energetic individual with a passion for assisting his clients, and has worked for organizations in both the Canadian and U.S. mortgage industry. Rudy brings with him a broad base of experience across sales, marketing, operations and customer service.
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Kate Townshend


Kate Townshend, Account Manager

Kate Townshend has over 9 years of Experience in the Real Estate Industry in Ontario and Quebec. She has also worked as a National Account Executive In the advertising and broadcasting field. Kate understands the fast paced Toronto market and believes that constant communication is the key to success. Kate is able to provide her clients with industry knowledge, as well as offer unrivalled client service. Her priority is to exceed client’s expectations!


Elizabeth Cantave


Elizabeth Cantave, Regional Account Manager

Elizabeth has over 15 years of experience in client relations. In the past, she worked for different financial institutions as a mortgage representative. She understands the mortgage market and are able to identify customer needs and exceed client expectations. Elizabeth is a bilingual, dynamic professional with strong interpersonal skills who only has the best interests of her clients in mind. Elizabeth believes in a continuous-improvement approach to deliver a superior client experience.
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Ryan Poyntz


Ryan Poyntz, Vice President of Sales, Strategic Partnerships

As an accomplished senior executive with a history of proven business growth, Ryan currently holds the position of Vice President Strategic Partnerships at The Nationwide Group.

With extensive experience in both the mortgage and real estate lending sector, focusing on business development, senior-level client relationships and risk mitigation, Ryan is responsible for developing strategic partnerships to expand our RELNKS mobile application in addition to promoting growth within our core client base.

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